What are you planing next?
Warehouse Refinancing
Free the capital bound in your warehouse - for up to 90 days.
Improvement of Equity Ratio
Improve the financial rating of your company for negotiations with banks or other business partners.
Financing Growth
Ensure the sustainability of your company with innovative investitions.
Working Capital
Finance the purchase of goods with a term of payment up to 90 days.
Your advantages at ProNoblis Services
fast
Your credit decision within
three minutes
secure
no financing without collaterals
easy
automated credit decisions and digital risk management
Your easy way to financing your company
ProNoblis Services
The first universal FinTech
Advantages of our digital credit processing
- Matching of capital seeking companies (SMEs) and capital providers (private and institutional investors) using an intelligent, digital matching algorithm & rating algorithm (risk-analysis-tool)
- Credit decisions within 3 minutes with digital risk management systems using APIs thanks to PSD2.
- Unique hybrid collaterals: trade credit insurance and promissory notes. Risk protection up to 75% through Credit Default Swap Certificate (CDSC).
- Investment-decisions are supported by an Auto-Invest function.
Working Capital
Financing of purchases / warehouse refinancing for short-term liquidity and a broader scope of action. We pay the invoices to your suppliers immediately after delivery and grant you a term of payment of up to 90 days.
Loans & subordinated loans
We will help you in the decision making process as to weather a loan or a equity-replacing subordinated loan is more advantageous for your company. After examining your company the credit agreement is drawn up - much easier and faster than with banks!
About
ProNoblis Services AG & Co. KG creates with it's Research & Development need-based, digital financing solutions for SMEs and simultaneously digital investment opportunities for individual and institutional investors.
FAQ
Subordinated loans with a term of more than one year: Improvement of the financial equity ratio of enterprises - always connected to an investment. A risk analysis is conducted through ProNoblis. Corporate customers receive bank independent or - complementing financing, additional to existing financing, to promote growth. Investors receive access to a profitable asset class with an annual return on investment of 5,5 - 9,0 %, depending on risk evaluation.
With more Working Capital enterprises can secure their liquidity flow and finish projects and the purchase of goods in a planned and goal-focussed manner.
Thanks to digital promissory notes.
up to 75% risk protection through in-house developed Credit Default Swap Certificate (CDSC, optional)
Since 1530 the worldwide trade was built with promissory notes as collateral. We bring the most intelligent collateral-tool back to - modern, easy and quick. We create a secure investment, without becoming complicated.
