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What does ProNoblis Services AG & Co. KG do?

The goal of ProNoblis Services AG & Co. KG is to match small and medium-sized enterprises (SMEs) and investors easily, in order to create alternatives to conventional banking products. We offer new financing products to SMEs on our platform and give investors the opportunity to invest directly into solid and promising SMEs. 

We fill the structural gap in financing German SMEs

    • Credit decision within 3 minutes
    • Real alternatives to bank financing, leasing or factoring

We are private wealth creation partner for private investors

    • Lucrative returns on the investment: 2,9 - 9,0% per annum
    • optional up to 75% risk protection with Credit Default Swap Certificate

ProNoblis Services offers investment opportunities in solid, German SMEs

Private and institutional investors face the lack of attractiveness of traditional banking products like life insurance, passbooks and saving bonds. 

Das bedeutet, es gibt aktuell nur sehr wenige attraktive Anlageangebote für den individuellen Vermögensaufbau von Privatkunden. Und das, obwohl das private Anlagevermögen in Deutschland rund 5,9 Billionen € umfasst. Aktuell sind 55% der Anleger auf der Suche nach alternativen Investmentmöglichkeiten. Erschwerend kommt hinzu, dass die aktuelle Dokumentation der Anlageberatung meist inconvenient, complex und persönlich nur vor Ort in der Bank erfolgt

100% solid SMEs

Invest directly in attractive and innovative Enterprises and receive an outstanding return on investment of up to 9,0% p.a.

ProNoblis Services enables individual and institutional investors to invest meaningful and profitable directly into SMEs and earn returns on investments up to 9,0% p.a.. An investment is possible starting from 1.000 €. Learn more about asset classes from ProNoblis Services.

ProNoblis Services closes the structural financing gap for Enterprises in Germany

Especially SMEs (=approx. 99,5% of all companies in Germany) face difficulties in adopting to the fundamentally changed practices of credit approval since the recession in 2007. Because of the aggravated requirements for credit approval (Basel III & Basel IV) the increased rejection rate leads to 73,3% of SME describing their financial supply as insufficient, with a credit demand of 133,5 billion € in the period between 2005 and 2016. 

Credit decision within 3 minutes

Get your credit decision in only three minutes

Furthermore, SMEs have restricted or no access to alternative financing on capital markets. ProNoblis Services accordingly offers innovative, bank-complementing financing instruments in addition to or as alternative to for operating loans or current accounts. Those are for example Working Capitalloans and subordinated loans to structure finance stability of your company. Find out more about financing possbilities on our website. 

About ProNoblis Services AG & Co. KG

ProNoblis Services AG & Co. KG develops need-derived financing-solutions for SMEs and simultaneously investment products for individual and institutional investors Therefore ProNoblis Services AG & Co. KG is the first FinTech giving individual and institutional investors the possibility to invest in SMEs using three asset classes (loan, subordinated loan and Working Capital), earning a risk-adequate return on investment.

The ProNoblis AG has been successfully operating in the financial market, focussing on financing solutions for small and medium enterprises (SMEs). Since 2003, the ProNoblis AG is a professional partner for SMEs with operative or strategic consulting needs in financials. The ProNoblis Services AG & Co. KG is the digital subsidiary of ProNoblis AG and transforms the ProNoblis model into the digital world.