Why is an investment in SMEs profitable?
For 73,3% of all SMEs, the financial scope at banks is not sufficicent
Between 2005 and 2016 the credit need of SMEs amounted to 133,5 billion €
SME Revenue development 2018: +16,7%, expected by 2020: +34%
Pronoblis enables you to invest your capital directly in Small and Medium-sized Enterprises (SMEs) and thus gain attractive returns of up to 9,0 % p.a.. An investment is possible starting from 1.000 €.
Based on our experience, our customers invest between 5.000 € and 1,5 Mio. €. Various company criteria and our rating-algorithm support in the selection of investment products.
Our profitable asset classes
Working Capital
annual return
- planned pre-/interim financing of goods orders
- term 60 - 90 days
- trade credit insurance as collateral
loans
annual return
- calculable
capital commitment - risk-adjusted pricing
- promissory notes as collateral
Solawechsel
subordinated loans
annual return
- profitable
asset class - risk-adjusted pricing
- variable terms
Laufzeiten
The easy way to your investition in SMEs
No deal without collaterals
Your investment at ProNoblis Services is secured by hybrid collaterals.
Completely digital
Our unique algorithms support your investment process.
Make a difference
Invest directly into SMEs.
Why invest at ProNoblis Services?
Private and institutional investors face the lack of attractiveness of traditional banking products like life insurance, passbooks and saving bonds.
ProNoblis Services enables you to invest your capital meaningful and profitable directly into SMEs and earn returns on investment up to 9,0% p.a.. Additionally, the ProNoblis system gives you the opportunity to diversify your risk broadly.
Investors are able to see a number of characteristics about the company. At the moment, ProNoblis supports investors at the choice of investment products in a manual matching process.
Important notice: The acquisition of this investment involves considerable risks and can lead to the complete loss of the assets invested. You can influence your risk yourself through your portfolio strategy and portfolio diversification.
FAQ
Thanks to digital promissory notes.
up to 75% risk protection through in-house developed Credit Default Swap Certificate (CDSC, optional)
Subordinated loans with a term of more than one year: Improvement of the financial equity ratio of enterprises - always connected to an investment. A risk analysis is conducted through ProNoblis. Corporate customers receive bank independent or - complementing financing, additional to existing financing, to promote growth. Investors receive access to a profitable asset class with an annual return on investment of 5,5 - 9,0 %, depending on risk evaluation.
With more Working Capital enterprises can secure their liquidity flow and finish projects and the purchase of goods in a planned and goal-focussed manner.
Since 1530 the worldwide trade was built with promissory notes as collateral. We bring the most intelligent collateral-tool back to - modern, easy and quick. We create a secure investment, without becoming complicated.
Auf der Geldanlageseite sind bei Banken aktuell kaum interessante Anlageprodukte verfügbar. Das bedeutet, es gibt aktuell nur sehr wenige attraktive Anlageangebote für den individuellen Vermögensaufbau von Privatkunden. Und das, obwohl das private Anlagevermögen in Deutschland rund 5,9 Billionen € umfasst.
At the moment, 55% of individual investors looking for alternative investment opportunities. Additionally, the documentation of investment advisory is often inconvenient, complex and has to be done personally on site in the bank.
Each financing project has got it's own financing volume, which has to be financed completely by investors. (all-or-nothing) If this volume is not met, the company does not receive financing. The investors then choose, in what alternative projects is their assets are invested therefore.
